An SMS about a credit check normally means that a credit inquiry has been made on the person who owns the phone subscription. The text message may also have been sent to the mobile number provided during a purchase that triggered the credit check. Kivra acts as a digital mail carrier for the credit reporting companies.
You can read the credit check quickly and securely by registering for Kivra. If you do not want it digitally, you do not need to do anything as it will also be sent to your registered home address (folkbokföringsadress) without delay.
If you already have Kivra, the credit check should be delivered digitally directly, without you receiving a text message. If you still received an SMS, it could be because it was sent to the wrong number or you have turned off that specific credit reporting company in your settings.
If you have questions about the credit check or its content, you should contact the credit reporting company directly.