Kivra sends the SMS on behalf of the credit reporting company, which acts as the data controller for the SMS mailing. The text message is sent to ensure you are promptly informed that a credit check has been conducted, and to give you the opportunity to quickly verify that the information in the credit report is correct. This is how the credit reporting company fulfills its disclosure requirements under the Swedish Credit Information Act.
You can read more about how your personal data is processed on the website of each respective credit reporting company: Dun & Bradstreet (formerly Bisnode), Creditsafe, Sergel Kredittjänster, and UC.